Best Credit Cards in India

Get the top card picks based on your income bracket and where you spend most each month. Compare benefits, fees, and use-cases quickly.

Rs 60,000

Spending Habits

25%
25%
25%
25%

Top Recommendations

Best credit cards for your spend profile

Recommendations are based on your salary range and category preferences.

SBI Cashback Card

Match 25

Key Benefits

  • Strong cashback on online shopping
  • Simple statement credit model
  • Low joining and annual fee compared to premium cards

Annual Fee

₹999

Best Use Case

Users focused on online shopping and everyday spends

Apply Now

ICICI HPCL Super Saver

Match 25

Key Benefits

  • Fuel surcharge waiver at HPCL pumps
  • Accelerated rewards on utility and grocery
  • Milestone fuel benefits on monthly usage

Annual Fee

₹500

Best Use Case

Commute-heavy users with high fuel expenses

Apply Now

Kotak Zen Signature

Match 25

Key Benefits

  • Dining discounts across partner restaurants
  • Bonus rewards on weekend spends
  • Movie and lifestyle partner offers

Annual Fee

₹1,500

Best Use Case

Urban spenders who prioritize dining and lifestyle

Apply Now

Affiliate disclosure: Links are placeholders and may be replaced with partner URLs.